Debt

Is all debt bad? Is any debt good? How you perceive debt, and how it affects your credit, depends on many factors, including how much debt you have, how well you’re able to pay it, and the kind of debt. Too much debt is bad if it leaves you struggling to pay your monthly bills and affects your credit utilization ratio.

You have many options for dealing with debt and managing its impact on your credit. Explore to find out the impact of debt consolidation on your credit, how your spouse’s debt can impact your own credit, and whether or not you can remove existing debt from a bankruptcy.

Latest Articles

Should I Pay Off My Car or My Credit Card?

When you are juggling multiple debts, it can be confusing to know which ones...

10 Cities That Revolve Around Credit

Revolving credit is a term used to describe credit that can be used again...

What Is Income-Driven Repayment?

It’s not uncommon for students to invest a lot of money into their education,...

What If I Can’t Pay Back a Payday Loan?

I had a payday loan I took out in 2011. I became...

I’m Thinking About Consolidating My Debt. Is That a Good Idea?

Is it a good idea to obtain a personal loan to consolidate...

What is Debt Management?

I have significant credit card debt and I’m considering a consolidation loan....

What is a cash advance? Will it hurt my credit to get one?

Dear Readers, We sometimes get asked what a cash advance is and if it...

Payday Loan Relief and Debt Consolidation

Dear Readers, We sometimes get asked about payday loans and debt consolidation. Payday loans...

What is the statute of limitations on debt?

What is the statute of limitations on debt? I have an account...

Audio: College Debt and Your Credit

College debt can be significant: discover how you can map a plan to always...

Is there a way to consolidate debt without ruining your credit?

The term “consolidation” is used to describe two very different credit-related services. Consolidation loan...

How Much Debt is Too Much For Me?

Have you become too comfortable carrying significant debt? Plan your repayment strategy today to...

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