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Credit Card Basics

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Late Credit Card Payment? Here’s What to Do

I’m usually pretty good about taking care of my bills on time. But a...

How Credit Cards Impact Your Credit

Credit cards can be a useful tool for consumers to build credit and increase...

When Should My Child Get a Credit Card?

You typically have to be 18 years old to get a credit card on...

Understanding Credit Card Limits

A credit card limit is essentially the size of the loan a credit card...

What Is a Credit Card Cosigner and Should You Use One?

A credit card cosigner may help you get approved for a credit card, assist...

Annual Fee Definition: What It Is and Whether It’s Worth It

An annual fee is a fee you pay each year just for having a...

Understanding Credit Card Fees

Credit cards often have numerous fees, which can be confusing to consumers. By law,...

6 Credit Card Traps to Avoid

Credit cards can be important financial tools to help you make the most of...

Credit Card Under Different Name on Credit Report

I have two credit cards that are affiliated with private companies. Neither of...

Removing Authorized User Accounts After a Breakup

I broke off a relationship in October 2009 where I was an authorized...

Should I Get a Credit Card?

Credit cards have widely varying reputations. Some sing their praises, while others warn about...

How to Get a Credit Card if You Don’t Have a Credit History

Getting that first credit card is a right of passage. For the first time,...