Fraud & Identity Theft » Security Freeze

Security Freeze

If you suspect you’ve been a victim of identity theft, you may choose to place a security freeze on your credit report to minimize the damage. Before you take this step, it’s important to understand how security freezes work, and what they can and cannot do to help protect your credit.

Latest Articles

How to Add a Security Freeze to Your Credit File

How can I get a credit freeze on my report? -FSG

Does Freezing Your Credit File Affect Other Accounts

I just lost my driver's license and am considering putting a security freeze...

How to Freeze Your Credit Report for Free

Currently, the fees and requirements for adding and removing a freeze vary by state,...

Do You Have to Freeze Your Credit Report with Each Credit Reporting Company?

When you place a security freeze on your account, what prevents lenders...

How to Unfreeze Your Credit Report

Find out the steps you need to take to unfreeze your credit report and...

What Is the Difference Between a Credit Freeze and Fraud Alert?

Not sure what the difference between a credit freeze and a fraud alert? Find...

What is a Creditor?

I received a letter from Experian today stating that within the last...

What Should You Do When Your Identity Is Stolen: Credit Freeze or Fraud Alert?

Discover your best options after finding suspicious activity on your credit report.

How Long it Takes to Thaw Frozen Credit

If I have thawed my credit, how long before I can apply for...

Video: When Should I Request an Initial Fraud Alert?

When identity theft happens, the timing of your response can be critical. To maximize...

Video: How Do I Lift A Security Freeze from My Credit Report?

A credit freeze is a great thing to consider when the security of any...

Video: How Do I Place a Security Freeze?

A security freeze may not be something you’ve added to your credit report in...

How a Security Freeze Works

A security freeze prevents anyone but you from viewing your credit report. Freezing your credit report means no one can access it or make changes to it. For example, if you apply for an auto loan, the lender won’t be able to check your credit until you unfreeze your account.

Lifting a Security Freeze

When you place a security freeze on your account, you are issued a personal identification number (PIN) that will allow you to lift the security freeze at a later date by visiting Experian’s Freeze Center.