Latest education and advice

What To Do When You Lose Your Purse or Wallet

Dear Experian, My handbag was stolen recently and with it I lost my license, our Social Security numbers, etc. I am planning to put a credit freeze on my...

Do You Have to Place a Fraud Alert with each Credit Reporting Company?

Dear Experian, I just filed an initial fraud alert with another credit bureau. Do I need to file an additional report with you? – DRP Dear DRP, No, you...

What to Do if You Lose Your Social Security Card

Dear Experian, I have lost my Social Security card. Should I implement a fraud alert? What should I do next to protect myself from identity theft? – AHT Dear...

Credit education

Credit Report basics

A Credit Report provides detailed information on how you have used credit in the past, including how much debt you have and whether or not you’ve paid your bills on time.

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Credit Score basics

A Credit Score is a number lenders use to help them decide how likely it is that they will be repaid on time if they give a person a loan or a credit card.

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Preventing fraud

You can take steps now to protect yourself from credit fraud. Learn the warning signs and get the information you need to prevent credit fraud and identity theft.

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Life events

Learn how to build and maintain good credit throughout your lifetime. Understanding how life events can affect your credit is important to maintaining a good credit history.

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